.wrap{
    max-width: 1000px;
    margin: 70px auto;
    padding: 0 18px;
  }
  
  .top{
    display:flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 18px;
  }
  
  .brand{
    display:flex;
    align-items:center;
    gap:10px;
    font-weight:bold;
  }
  
  .dot{
    width:12px;
    height:12px;
    border-radius:50%;
    background: var(--red);
    box-shadow: 0 0 0 6px rgba(178,34,34,.12);
  }
  
  .pill{
    font-size:12px;
    padding:8px 12px;
    border-radius:999px;
    background: rgba(178,34,34,.08);
    color: var(--red);
    border:1px solid rgba(178,34,34,.18);
  }
  
  .hero{
    background: rgba(255,255,255,.88);
    border-radius: 18px;
    padding: 34px;
    box-shadow: 0 18px 40px rgba(0,0,0,.08);
  }
  
  .hero-grid{
    display:grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 22px;
  }
  
  .cards{
    display:grid;
    grid-template-columns: repeat(3,1fr);
    gap:14px;
  }
  
  .card{
    background: var(--card);
    border-radius: 16px;
    padding: 16px;
    box-shadow: 0 12px 22px rgba(0,0,0,.06);
  }
  
  .badge{
    font-size:12px;
    padding:6px 10px;
    border-radius:999px;
    background: rgba(178,34,34,.08);
    color: var(--red);
    margin-bottom: 10px;
  }
  
  @media (max-width: 850px){
    .hero-grid{ grid-template-columns: 1fr; }
    .cards{ grid-template-columns: 1fr; }
  }

  /* Changes made for the disclaimer-accept button before completing forms. */
  
 .overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 100;
  align-items: center;
  justify-content: center;
  padding: 18px;
}

.overlay.active {
  display: flex;
}

.modal {
  background: #fff;
  border-radius: 18px;
  padding: 32px;
  max-width: 480px;
  width: 100%;
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
}

.modal h2 {
  margin-top: 0;
}

.modal p {
  font-size: 14px;
  line-height: 1.6;
}

.btn-secondary {
  margin-top: 10px;
  width: 100%;
  padding: 10px;
  border: 1px solid #ccc;
  border-radius: 8px;
  background: transparent;
  cursor: pointer;
  font-size: 14px;
}
.modal-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}

.btn-outline {
  width: 100%;
  padding: 10px;
  border: 2px solid #b22222;
  border-radius: 8px;
  background: transparent;
  color: #b22222;
  cursor: pointer;
  font-size: 14px;
  font-weight: 600;
}